When Should You Begin Receiving Your Social Security Retirement Benefits?

As you near retirement, one of the biggest financial decisions you'll need to make is when to begin receiving your Social Security retirement benefits. With pensions disappearing, Social Security remains the major source of guaranteed lifetime retirement income for most Americans, so it's important to take the time to explore your options and make an informed, well-reasoned decision.

In this seminar on Social Security Retirement Benefits, you'll learn:

· What your full retirement age is and how your benefit is determined

· How retiring earlier than, or later than, your full retirement age will affect your Social Security benefit

· Why it's important to plan together with your spouse, and strategies you can use to boost retirement and survivor's benefits

· How working after you begin receiving Social Security could affect how much you receive

 You'll also receive a free workbook created just for this presentation. The workbook contains key information, worksheets, and questions to help you remember important points from the seminar.  (No products will be sold at this event.)

This event is Presented and Hosted by Thrivent Financial Associate, Jake Thompson.

This class will be offered on Monday, November 5 or Monday, January 7.  Meet us in the PEM School Board Room from 7:00-8:00pm.  There’s no cost for this class, but please call or email Katie to reserve your spot!

 534-2225, kpepin@isd2899.k12.mn.us